Effective January 2, 2026. These terms govern your use of the public websites operated by Calder Bank & Trust, N.A. By using this site you agree to them.
This site is provided for general information about the bank's products and services. Nothing on it is an offer to lend, an offer to sell securities, or investment, tax or legal advice. Product terms, rates and availability are subject to change and to the account agreements and disclosures you receive when you open an account.
Your use of online banking, mobile banking and treasury services is governed by the separate agreements you accept when you enroll, not by these terms. Where those agreements conflict with this page, those agreements control.
You may not use this site to attempt to gain unauthorized access to any account, system or network; to probe or scan any system or to circumvent any security or authentication control; to introduce malicious code; to interfere with the operation of the site or with another person's use of it; to collect information about other users; or to use any automated means to access the site in a way that imposes an unreasonable load on our infrastructure. Access to the site is monitored and recorded. Unauthorized access to a financial institution's computer systems is a federal crime and we refer it for prosecution.
Some pages link to sites operated by other companies, including our service providers. We do not control those sites, we are not responsible for their content or their privacy practices, and a link is not an endorsement. Read the privacy notice of any site you visit.
The Calder name, the Calder Bank & Trust mark and the content of this site are the property of the bank or of its licensors. You may print pages for your own reference. You may not otherwise reproduce, distribute or create derivative works from them without written permission.
The site is provided on an as is and as available basis. We do not warrant that it will be uninterrupted or error free, or that the information on it is complete or current. To the extent permitted by law, the bank is not liable for indirect or consequential damages arising from your use of the site.
These terms are governed by federal law and, to the extent not preempted, by the laws of the State of Tennessee, without regard to its conflict of laws rules.
We may change these terms. The effective date above tells you when they were last revised, and continued use of the site after a change means you accept it.
Calder Bank & Trust, N.A., 401 Market Street, Chattanooga, Tennessee 37402. (423) 555-0142. See also our Privacy Notice and our Accessibility statement.