Executive Leadership

Ellis Vandergriff joined Calder in 2009 as Executive Vice President of Commercial Banking, was named President in 2015 and Chief Executive Officer in 2016. He began his career as a national bank examiner and spent 11 years in middle market lending in Nashville and Birmingham before returning to the Tennessee Valley. He chairs the asset and liability committee and represents the bank on the Tennessee Bankers Association government relations council. He holds a B.S. in finance from the University of Tennessee and is a graduate of the ABA Stonier Graduate School of Banking.

Margo Ballew leads accounting, treasury, financial planning and investor relations for Calder Financial Corporation. She spent 12 years in the finance organization of a regional bank holding company in Birmingham, the last four as corporate controller, before joining Calder in 2018. She led the holding company through its 2024 subordinated notes offering and oversees the capital plan. She is a certified public accountant and holds a B.S. in accounting from Auburn University.

Dwayne Ledbetter has the longest tenure on the executive team. He joined Calder in 2004 as a deposit operations manager, moved through item processing and payment operations, and was named Chief Operating Officer in 2014. Bank operations, deposit and payment services, facilities and vendor administration report to him. He has served on the integration committee for the three acquisitions the bank has completed since he joined and holds a B.B.A. from Middle Tennessee State University.

Priya Raghunathan is responsible for technology strategy, core and digital banking platforms, infrastructure and the information security program. She spent 15 years with a core processing services firm, where she managed conversions for community and mid-sized banks, before joining Calder in 2021 to lead the core platform modernization program the bank completed in April 2026. She holds an M.S. in computer science from the University of Georgia.

Anne-Marie Cagle oversees the branch network, consumer lending, small business banking and the client service center. She joined Calder in 2011 as market president for Bradley County, took responsibility for the Cleveland and southeast Tennessee corridor in 2014, added the northwest Georgia markets after the 2016 Coosa Federal Savings acquisition, and was named Chief Retail Banking Officer in 2017. She has opened nine offices for the bank, most recently the Hixson Pike branch in 2025. She holds a B.A. from the University of Tennessee at Chattanooga.

Grady Sparkman leads credit administration, underwriting, loan review and special assets. He joined Calder in 2013 from a commercial credit role in Knoxville and was named Chief Credit Officer in 2016. He chairs the officers loan committee and reports credit quality to the board risk committee each quarter. He holds a B.S. in agricultural economics from the University of Tennessee and completed the Graduate School of Banking of the South.

Rosalind Meacham runs the commercial payments business: treasury management sales and implementation, wire and ACH origination services, positive pay, merchant services and commercial card. She joined Calder in 2017 to build the treasury management group out of what had been a two-person deposit services desk. Her team onboarded more than 400 commercial clients to the current commercial digital banking platform. She is a certified treasury professional and holds a B.B.A. from Belmont University.

Tucker Odom leads the Wealth and Trust division, which administers personal trusts, estates, charitable and retirement accounts and provides investment management to individuals and institutions across the bank's markets. He practiced estate and fiduciary law for nine years before joining Calder in 2015. Assets under administration in the division passed $3.1 billion in 2025. He holds a J.D. from Vanderbilt University and is a certified trust and fiduciary advisor.

Delia Ferraro-Bolin is the bank's Chief Risk and Compliance Officer and its designated BSA Officer. She is accountable for enterprise risk, regulatory compliance, financial crimes, fraud strategy and the third party risk program, and she reports functionally to the board risk committee. She spent eight years in bank regulatory consulting in Atlanta before joining Calder in 2019. She is a certified anti-money laundering specialist and holds a B.A. from the University of Georgia.

Wesley Rasnake leads human resources, talent acquisition, compensation and benefits, and organizational learning for the bank's 840 employees. He joined Calder in 2020 after 12 years in human resources leadership roles in healthcare and manufacturing across east Tennessee. He holds an M.S. in industrial and organizational psychology from the University of Tennessee and is a senior certified professional through the Society for Human Resource Management.

Corbin Hollifield was named Chief Information Security Officer in September 2022. He owns the information security program, security engineering and operations, identity and access management, and the security awareness curriculum, and he reviews the program with the board technology committee each quarter. He spent seven years with a managed security services firm in Atlanta, the last three leading its financial services practice. He holds the CISSP and a B.S. in information systems from Kennesaw State University.

Nathaniel Boateng joined Calder in January 2026 to lead the consumer and small business digital banking channels, including the online and mobile banking platform, digital account opening, payments experience and channel entitlements. He previously managed digital banking products for a $9 billion bank in the Southeast, where he led two platform upgrades and the rollout of a real time payments experience. He holds a B.S. from Georgia State University.

Lauren Pickett directs corporate communications, media relations, community affairs and the bank's charitable giving program. She joined Calder in 2019 from a regional public relations agency. Media inquiries should be directed to her office at lauren.pickett@calderbankonline.com.