Board of Directors

President of Prewitt Materials Company, a family owned aggregates and ready mix concrete business operating in southeast Tennessee and north Georgia. He joined the board in 2003, chaired the compensation committee from 2011 to 2018, and was elected Chairman in 2018 on the retirement of R. Wallace Calder. He chairs the nominating and corporate governance committee and remains a member of the compensation and human resources committee. He is a past chairman of the Hamilton County industrial development board.

Owner and chief executive of Whitfield Orchards and Cold Storage, an agricultural producer and cold chain operator headquartered in Bradley County, Tennessee. She chairs the compensation and human resources committee, a role she took over from the Chairman of the Board in 2018, and she also serves on the nominating and corporate governance committee.

President and Chief Executive Officer of Calder Bank & Trust, N.A. and Calder Financial Corporation. He is the only member of management who serves on the board and does not sit on the audit, risk or compensation committees.

Managing partner of Teague & Doss CPAs, PLLC in Chattanooga, where he has practiced public accounting for 26 years with a concentration in closely held manufacturing and construction companies. He is the board designated audit committee financial expert and also serves on the risk committee.

Retired national bank examiner. He spent 28 years with the Office of the Comptroller of the Currency, the last nine as an examiner in charge for community and mid-size national banks in the Southeast. He chairs the risk committee and serves on the audit committee.

Retired chief information officer of a payments processing company, where she spent 11 years and led the company through two platform consolidations. She was elected to the board in March 2025 and chairs the technology committee, which reviews the bank's technology strategy and information security program with the Chief Information Security Officer each quarter.

Founder and chief executive of Ozuna Logistics Group, a truckload and dedicated fleet carrier headquartered in Chattanooga with terminals in Nashville, Dalton and Huntsville. He built the company from a single tractor in 1991 and it now employs more than 600 drivers. He serves on the compensation and human resources committee and on the technology committee, and he has been a commercial client of the bank longer than he has been a director.

Partner in a Chattanooga law firm, where she practices commercial real estate and health care regulatory law and leads the firm's transactions group. She was a member of the Tennessee Bar Association board of governors and has taught a seminar on fiduciary duty at a regional law school. She serves on the risk committee and on the nominating and corporate governance committee.

Chief medical officer of a regional health system operating hospitals and clinics across southeast Tennessee and north Georgia. She practiced internal medicine for 14 years before moving into administration and now oversees clinical operations for a system with roughly 5,200 employees. She serves on the compensation and human resources committee, the technology committee and the nominating and corporate governance committee.

Former President and Chief Executive Officer of Highland Ridge Bank of Scottsboro, which Calder acquired in 2021. He led that bank for 16 years and joined the Calder board at the closing of the transaction, where he represents the north Alabama market. He serves on the audit committee and the risk committee and is the director most often asked what a deposit franchise is actually worth.

Vice chancellor for finance and administration at a public university in the bank's Tennessee market, where she is responsible for the budget, treasury, procurement and auxiliary enterprises. She spent 12 years in public finance and municipal advisory work before moving into higher education administration. She serves on the audit committee and the technology committee.